From: Rob Peters [mailto:r.peters@chronopay.com] Sent: piektdiena, 2010. gada 28. maijā 13:21
 To: 'Ronnie Beernaert'
 Cc: Martins Berkis-Bergs; m.andreev@chronopay.com
 Subject: Letter from Dutch Bank Hi Ronnie, Please find enclosed a 3 page letter from the Dutch Bank (DNB). It refers to the law for payment service providers that has changed since november 1st 2009 in which it is stated that a license is required to offer these services. They suspect that ChronoPay is breaking the law and will visit the Amsterdam office on Monday June 14th. to investigate our business and to check several parts of our adminstration. Before that visit takes place, several documents need to be submitted first: - A description of all activities of ChronoPay. Сделаем. - An overview of the financial channels involved with transactions В каком виде надо подготовить? - Copies of bank statements of all banks used by ChronoPay since November 1st 2009. Выписки по van lanschot bankas готовим. Выписки по ABN AMRO банку должны быть в офисе в печатном виде. В банк клиенте нет сохраненных выписок, из-за того, что мы его переустанавливали. - A digital overview (spreadsheet) of all transactions by ChronoPay to their merchants during that same period. Какая информация должна быть в таблице? These documents/statements need to be send to the DNB before Friday June 4th. During their visit, the follwing information needs to be available for them to take with them: - All documents that shows the structure of ChronoPay BV such as: Statutes, Incorporation documents incl. names and вся документация в Голландии addresses of director(s)/shareholders - All financials (anual reports/profit and loss accounts) of the period 2007 up to the present. The same. Должно быть в Голландии. Best regards,
 
Rob Peters
Account Manager
 
ChronoPay BV
World Trade Center
C Tower 14th Floor
Strawinskylaan 1443
1077 XX Amsterdam 
The Netherlands
 
Tel: +31 (0) 20 79 40110
Fax: +31 (0) 20 79 40120 
Mob: +31 (0) 6 5161 8899
 
Website: www.chronopay.com From: Jasper Hagers [mailto:JasperHagers@blenheim.nl] Sent: trešdiena, 2010. gada 9. jūnijā 17:06
 To: Martins Berkis-Bergs; Rachelle Mourits
 Cc: Arjen Paardekooper
Subject: RE: Letter from Dutch Bank Re send Dear Martins, The content of this letter concerns me. Please be advised that DNB can (and probably) order an penal payment. Be advised according to recent financial regulation the fines has been raised, violation of article 2:3 could be fined with an amount of € 1.000.000,-- (!) (depending on the circumstances). 

Furthermore, the DNB even could be of the opinion that this qualifies as an economic offence. I would take this seriously and propose to have a meeting before the audit. That said, please understand, we will not work/advise you without the receipt of the additional retainer. This will be a time-consuming, and I am not at liberty to diverge from our firm policy to have a retainer. I hope you understand. Best regards, Jasper Hagers Advocaat / Attorney Blenheim visiting address: postal address: Blenheim Tower Blenheim Westerdoksdijk 40 P.O. Box 10302 1013 AE Amsterdam 1001 EH Amsterdam The Netherlands The Netherlands http://www.blenheim.nl T: +31 (0)20 5210 100 F: +31 (0)20 5210 101